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Ljunki
Deltagere
Reg: 28.september.2009
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| Sendt: 28.september.2009 kl. 05:04 | IP Logget
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Rich people spend how much would be satisfied?
For the wealthy, 2007 was the year that bigger was better -- from yachts and incomes to personal staff and art collections.
In 2008, the rich are likely to be uttering a new mantra -- downsizing. (wow gold)
The fallout from the debt-market crisis, along with growing concerns about inequality and the environment, are likely to usher in a year of moderation for the rich. Don't worry: Conspicuous consumption won't disappear.
Yet the recent surge in the population of millionaires and billionaires is likely to slow, at least in the near term. Buzzwords like 'mass luxury' and 'exclusive' are likely to be replaced by terms like 'authenticity' and 'sustainability.' In 2008, the rich will strive to be more down to earth, even as they take off in their new G550 private jets.
'I think there is increased anxiety among the wealthy,' says Peter White, a New York-based counselor to rich families. 'But I also think there is a greater understanding of the interconnectedness of things, that what they do in their individual lives can have broader implications.' wow gold
Here are some of the most likely trends among the super-rich for 2008.
Conventional wisdom today says the wealthy are exempt from the forces of economic gravity. Luxury real-estate sales are booming, say real-estate agents, even as the rest of the housing market craters. Neiman Marcus is outshining Wal-Mart. The rich will continue to spend, we're told, because they're receiving the lion's share of the nation's wealth and income growth.
This has held true -- so far. The rich (especially the super-wealthy) will fare better than the broader consumer, since they have more of a financial cushion. Yet because so much of today's wealth is tied to financial markets, the wealthy will feel the effects of any dramatic decline in stock markets, hedge funds and private equity. One key issue: Mergers and acquisitions -- the main drivers of big wealth -- could die down with tighter credit.
The rich have also been funding their lifestyles with debt -- from art loans and jumbo mortgages to jet financing. So if credit contracts further, high-end spending also will shrink. World of warcraft Power Leveling,
Gregory D. Curtis, chairman of Greycourt & Co., a Pittsburgh-based wealth-advisory firm, says he knows several wealthy families who already have been burned by investments linked to subprime lending. 'The wealthy may have a bigger cushion between themselves and the wolf at the door,' he says. 'But they're not immune.'
The runaway prices for art, wine, vintage cars and other collectibles are sure to slow next year. The bubble may not pop, per se, since there is so much demand from the newly rich in China, Russia, the Middle East and Latin America. And so far, prices of collectibles have held firm. Yet the markets have become so overrun with financial speculators -- with art becoming the new 'non-correlated asset' and wine becoming the ultimate liquidity event -- that there's bound to be a correction. Look for price drops of 10% or more for some of the secondary artists and wine makers that rely on American buyers.
Private-jet makers are all touting their new 'green' programs, helping the wealthy ease their consciences about burning 600 gallons of fuel to fly to Florida. Carbon-offset programs will grow in popularity, along with efforts to reduce the number of jets flying empty on return trips. cd keys
Green-friendly homes, or eco-mansions, will also make headlines, oxymoron or not. Look for more solar-powered home theaters, drought-averse (yet expensive) gardens and indoor bowling alleys made from recycled wood chips.
With the presidential election casting a spotlight on inequality, the rich will feel more like targets. Hillary Clinton and Barack Obama vow to raise certain taxes on the wealthy and liberal billionaires like Warren Buffett and Bill Gross have said the rich don't pay their share.
Whether it's out of enlightened self-interest or self-preservation, the rich may tilt left in 2008 in an effort to damp the growing populist streak in American politics. As Mr. Gross, who made his money in the bond market, put it in a blog post earlier this year, 'Now is the time, long overdue in fact, to admit that for the rich, for the mega-rich of this country, that enough is never enough, and it is therefore incumbent upon government to rectify today's imbalances.'
Any mere millionaire today can buy a Bentley, Hatteras yacht or Gucci bag. Yet how many people can say they've been to outer space? Runes of Magic gold
Experience and access are quickly becoming new status symbols for the wealthy. The most prized experiences have an educational or altruistic bent, which help deflect populist criticism. Rather than buying another house or Swiss watch, the rich are trekking with penguins at the South Pole, having lunch with Nelson Mandela in South Africa or visiting a village in Bhutan to help build a school.
The final frontier in conspicuous consumption: space. In the end it's all about quality dinner conversation, and a rare trip aboard the space station will always outshine stories of another yachting trip to Greece.
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feifan1r
Deltagere
Reg: 21.oktober.2009
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| Sendt: 21.oktober.2009 kl. 03:41 | IP Logget
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Today I begin a new life.
Today I shed my old skin which hath, too long, suffered the bruises of failure and the wounds of mediority.
Today I am born anew and my birthplace is a vineyard where there is fruit for all.
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Today I will pluck grapes of wisdom from the tallest and fullest vines in the vineyard,for these were planted by the wisest of my profession who have come before me,generation upon generation.
Today I will savor the taste of grapes from these vines and verily I will swallow the seed of success buried in each and new life will sprout within me.
The career I have chosen is laden with opportunity yet it is fraught with heartbreak and despair and the bodies of those who have failed, were they piled one atop another, would cast a shadow down upon all the pyramids of the earth.
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Yet I will not fail, as the others, for in my hands I now hold the charts which will guide through perilous waters to shores which only yesterday seemed but a dream.
Failure no longer will be my payment for struggle. Just as nature made no provision for my body to tolerate pain neither has it made any provision for my life to suffer failure. Failure, like pain, is alien to my life. In the past I accepted it as I accepted pain. Now I reject it and I am prepared for wisdom and principles which will guide me out of the shadows into the sunlight of wealth, position, and happiness far beyond my most extravagant dreams until even the golden apples in the Garden of Hesperides will seem no more than my just reward.
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Time teaches all things to him who lives forever but I have not the luxury of eternity. Yet within my allotted time I must practice the art of patience for nature acts never in haste. To create the olive, king of all trees, a hundred years is required. An onion plant is old in nine weeks. I have lived as an onion plant. It has not pleased me. Now I wouldst become the greatest of olive trees and, in truth, the greatest of salesman.
And how will this be accomplished? For I have neither the knowledge nor the experience to achieve the greatness and already I have stumbled in ignorance and fallen into pools of self-pity. The answer is simple. I will commence my journey unencumbered with either the weight of unnecessary knowledge or the handicap of meaningless experience. Nature already has supplied me with knowledge and instinct far greater than any beast in the forest and the value of experience is overrated, usually by old men who nod wisely and speak stupidly.
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In truth, experience teaches thoroughly yet her course of instruction devours men''s years so the value of her lessons diminishes with the time necessary to acquire her special wisdom. The end finds it wasted on dead men. Furthermore, experience is comparable to fashion; an action that proved successful today will be unworkable and impractical tomorrow.
Only principles endure and these I now possess, for the laws that will lead me to greatness are contained in the words of these scrolls. What they will teach me is more to prevent failure than to gain success, for what is success other than a state of mind? Which two, among a thouand wise men, will define success in the same words; yet failure is always described but one way. Failure is man''s inability to reach his goals in life, whatever they may be.
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In truth, the only difference between those who have failed and those who have successed lies in the difference of their habits. Good habits are the key to all success. Bad habits are the unlocked door to failure. Thus, the first law I will obey, which precedeth all others is --I will form good habits and become their slave.
As a child I was slave to my impulses; now I am slave to my habits, as are all grown men. I have surrendered my free will to the years of accumulated habits and the past deeds of my life have already marked out a path which threatens to imprison my future. My actions are ruled by appetite, passion, prejudice, greed, love, fear, environment, habit, and the worst of these tyrants is habit. Therefore, if I must be a slave to habit let me be a slave to good habits. My bad habits must be destroyed and new furrows prepared for good seed.
I will form good habits and become their slave.
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And how will I accomplish this difficult feat? Through these scrolls, it will be done, for each scroll contains a principle which will drive a bad habit from my life and replace it with one which will bring me closer to success. For it is another of nature''s laws that only a habit can subdue another habit. So, in order for these written words to perform their chosen task, I must discipline myself with the first of my new habits which is as follows:
Today I begin a new life.
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Ramya
Deltagere
Reg: 14.november.2009
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| Sendt: 14.november.2009 kl. 08:22 | IP Logget
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Interview God
"Come in," God said to me, "so, you would like to interview Me?"
"If you have the time," I said. (wow power leveling)
He smiled through His beard and said: "My time is called eternity and is enough to do everything; what questions do you have in mind to ask me?"
"None that are new to you. What's the one thing that surprises you most about mankind?"
He answered: "That they get bored of being children, are in a rush to grow up, and then long to be children again. That they lose their health to make money and then lose their money to restore their health. That by thinking anxiously about the future, they forget the present, such that they live neither for the present nor the future. That they live as if they will never die, and they die as if they never had never lived..."
His hands took mine and we were silent. After a long period, I said, "May I ask you another question?"
He replied with a smile. Wow gold
"As a Father, what would you ask your children to do for the new year?"
"To learn that they cannot make anyone love them. What they can do is to let themselves be loved.
To learn that it takes years to build trust, and a few seconds to destroy it.
To learn that what is most valuable is not what they have in their lives, but who they have in their lives.
To learn that it is not good to compare themselves to others. There will be others better or worse than they are.
To learn that a rich person is not one who has the most, but is one who needs the least.
To learn that they should control their attitudes, otherwise their attitudes will control them.
To learn that it only takes a few seconds to open profound wounds in persons we love, and that it takes many years to heal them. Sro Gold
To learn to forgive by practicing forgiveness.
To learn that there are persons that love them dearly, but simply do not know how to show their feelings.
To learn that money can buy everything but happiness.
To learn that while at times they may be entitled to be upset, that does not give them the right to upset those around them.
To learn that great dreams do not require great wings, but a landing gear to achieve.
To learn that true friends are scarce, he/she who has found one has found a true treasure.
To learn that they are masters of what they keep to themselves and slaves of what they say.
To learn that they shall reap what they plant; if they plant gossip they will harvest intrigues, if they plant love they will harvest happiness.
To learn that true happiness is not to achieve their goals but to learn to be satisfied with what they already achieved.
To learn that happiness is a decision. They decide to be happy with what they are and have, or die from envy and jealousy of what they lack. Aion kina
To learn that two people can look at the same thing and see something totally different.
To learn that those who are honest with themselves without considering the consequences go far in life.
To learn that even though they may think they have nothing to give, when a friend cries with them, they find the strength to appease the pain.
To learn that by trying to hold on to love ones, they very quickly push them away; and by letting go of those they love, they will be side by side forever.
To learn that even though the word "love" has many different meanings, it loses value when it is overstated.
To learn that they can never do something extraordinary for Me to love them; I simply do.
To learn that the shortest distance they could be from Me is the "the distance of a prayer."
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strong1r
Deltagere
Reg: 05.desember.2009
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| Sendt: 05.desember.2009 kl. 09:16 | IP Logget
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Ivanoushka the Simpleton
In a kingdom far away from our country, there was a town over which ruled the Tsar Pea with his Tsaritza Carrot. He had many wise statesmen, wealthy princes, strong, powerful warriors, and also simple soldiers, a hundred thousand, less one man. In that town lived all kinds of people: honest, bearded merchants, keen and open-handed rascals, German tradesmen, lovely maidens, Russian drunkards; and in the suburbs all around, the peasants tilled the soil, sowed the wheat, ground the flour, traded in the markets, and spent the money in drink.
In one of the suburbs there was a poor hut where an old man lived with his three sons, Thomas, Pakhom, and Ivan. The old man was not only clever, he was wise. He had happened once to have a chat with the devil. They talked together while the old man treated him to a tumbler of wine and got out of the devil many great secrets. Soon after this the peasant began to perform such marvelous acts that the neighbors called him a sorcerer, a magician, and even supposed that the devil was his kin.
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Yes, it is true that the old man performed great marvels. Were you longing for love, go to him, bow to the old man, and he would give you some strange root, and the sweetheart would be yours. If there is a theft, again to him with the tale. The old man conjures over some water, takes an officer along straight to the thief, and your lost is found; only take care that the officer steals it not.
Indeed the old man was very wise; but his children were not his equals. Two of them were almost as clever. They were married and had children, but Ivan, the youngest, was single. No one cared much for him because he was rather a fool, could not count one, two, three, and only drank, or ate, or slept, or lay around. Why care for such a person? Every one knows life for some is brighter than for others. But Ivan was good-hearted and quiet. Ask of him a belt, he will give a kaftan also; take his mittens, he certainly would want to have you take his cap with them. And that is why all liked Ivan, and usually called him Ivanoushka the Simpleton; though the name means fool, at the same time it carries the idea of a kind heart.
Our old man lived on with his sons until finally his hour came to die. He called his three sons and said to them:world of warcraft gold,
"Dear children of mine, my dying hour is at hand and ye must fulfill my will. Every one of you come to my grave and spend one night with me; thou, Tom, the first night; thou, Pakhom, the second night; and thou, Ivanoushka the Simpleton, the third."
Two of the brothers, as clever people, promised their father to do according to his bidding, but the Simpleton did not even promise; he only scratched his head.
The old man died and was buried. During the celebration the family and guests had plenty of pancakes to eat and plenty of whisky to wash them down. Break went on to say that.
Now you remember that on the first night Thomas was to go to the grave; but he was too lazy, or possibly afraid, so he said to the Simpleton:
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"I must be up very early to-morrow morning; I have to thresh; go thou for me to our father's grave."
"All right," answered Ivanoushka the Simpleton. He took a slice of black rye bread, went to the grave, stretched himself out, and soon began to snore.
The church clock struck midnight; the wind roared, the owl cried in the trees, the grave opened and the old man came out and asked:
"Who is there?"
"I,"wedding dress, answered Ivanoushka.
"Well, my dear son, I will reward thee for thine obedience," said the father.
Lo! the cocks crowed and the old man dropped into the grave. The Simpleton arrived home and went to the warm stove.
"What happened?" asked the brothers.
"Nothing," he answered. "I slept the whole night and am hungry now."
The second night it was Pakhom's turn to go to his father's grave. He thought it over and said to the Simpleton:
"To-morrow is a busy day with me. Go in my place to our father's grave."
"All right," answered Ivanoushka. He took along with him a piece of fish pie, went to the grave and slept. Midnight approached, the wind roared, crows came flying, the grave opened and the old man came out.replica watches,
"Who is there?" he asked.
"I," answered his son the Simpleton.
"Well, my beloved son, I will not forget thine obedience," said the old man.
The cocks crowed and the old man dropped into his grave. Ivanoushka the Simpleton came home, went to sleep on the warm stove, and in the morning his brothers asked:
"What happened?"
"Nothing," answered Ivanoushka.
On the third night the brothers said to Ivan the Simpleton:
"It is thy turn to go to the grave of our father. The father's will should be done."
"All right," answered Ivanoushka. He took some cookies, put on his sheepskin, and arrived at the grave.
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At midnight his father came out.
Ivanoushka the Simpleton
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Emne: Rich people spend how much would be satis
